When you or someone you love gets injured as the result of another person's negligence, it seems fair that the person who caused the injury should compensate you for your injury. Most people believe that the majority of insurance companies that insure their defendant drivers will do the fair and just thing, and offer the injured victim a fair settlement. The reality, however, is that most insurance companies and their defendants refuse to take responsibility for their actions. In fact, its most common these days for the insurance companies to blame the victims for their own injuries.
Insurance companies profit solely from under-compensating injury victims. Insurance companies and their defense lawyers know the law and have millions of dollars in resources to fight these claims. They know that most non-lawyers or unrepresented auto accident victims are unaware of the full extents of their legal rights and remedies available to them.
Hiring an experienced personal injury lawyer will give you access to the advice you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Experienced personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same goal -- to pay the least amount for valid, claims. They will do anything possible to swing the balance in their favor during settlement negotiations. They routinely take advantage of their superior knowledge of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury law firms are valuable in handling all types of insurance claims. They take into consideration all sorts of insurance policies available to their clients, including the client's own insurance.
For example many people do not realize they may have under-insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the difference between what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the other driver only has $25,000.00 in liability coverage your policy would pay up to an additional $75,000.00 in coverage for your injuries. However, that is not always the case. You have to read your policy very carefully to know exactly what you have and exactly how much coverage you actually have available.
During negotiations insurance companies routinely attempt to elicit statements through ambiguous questioning in an attempt to damage your position should you ultimately decide to sue. Experienced personal injury lawyers will guide you through the process and protect your rights.
A personal injury attorney's are skilled in obtaining favorable settlements on behalf of clients. Often a claimant's judgment or settlement gotten with representation will exceed greatly what could have been obtained on their own, even after lawyer fees are deducted. Be sure to contact an experienced personal injury attorneys for help with your personal injury case.
Insurance companies profit solely from under-compensating injury victims. Insurance companies and their defense lawyers know the law and have millions of dollars in resources to fight these claims. They know that most non-lawyers or unrepresented auto accident victims are unaware of the full extents of their legal rights and remedies available to them.
Hiring an experienced personal injury lawyer will give you access to the advice you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Experienced personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same goal -- to pay the least amount for valid, claims. They will do anything possible to swing the balance in their favor during settlement negotiations. They routinely take advantage of their superior knowledge of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury law firms are valuable in handling all types of insurance claims. They take into consideration all sorts of insurance policies available to their clients, including the client's own insurance.
For example many people do not realize they may have under-insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the difference between what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the other driver only has $25,000.00 in liability coverage your policy would pay up to an additional $75,000.00 in coverage for your injuries. However, that is not always the case. You have to read your policy very carefully to know exactly what you have and exactly how much coverage you actually have available.
During negotiations insurance companies routinely attempt to elicit statements through ambiguous questioning in an attempt to damage your position should you ultimately decide to sue. Experienced personal injury lawyers will guide you through the process and protect your rights.
A personal injury attorney's are skilled in obtaining favorable settlements on behalf of clients. Often a claimant's judgment or settlement gotten with representation will exceed greatly what could have been obtained on their own, even after lawyer fees are deducted. Be sure to contact an experienced personal injury attorneys for help with your personal injury case.
About the Author:
David L. McCollum is a Kansas City personal injury attorney with the law firm of McCollum & Griggs, LLC in Kansas City, MO. McCollum & Grigg's practice areas include catastrophic injuries, wrongful death, vehicle accidents, bar & restaurant liability, insurance litigation and drunk driving accidents.
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