The balance of financial power is shifting away from America because of government's ineptitude and wrong-headed policy decisions. Most families need two breadwinners and an eye for cheap bargains to make ends meet when formally it took only one breadwinner per household. You do remember the Honeymooners and Lucy? That was average America.
Instead of an exercise in sensibility, government spending "crap shoots" into project with little or no dollar payback. This tug of war between misguided politicians blowing out budgets on the back of the working class has only intensified in recent years.
Take a quick check on the government worker. They are pampered with lavish perks, higher pay than their private sector counterparts and get to retire in 20 years. Guess who pays for it? On the other hand, the average working Joe has to put in 45 years labor before he is eligible to retire at 65.
There is no cheap check on spending discipline. Either it is adhered to with gut-wrenching determination or it is just hot air. Spending like crazy and borrowing like mad is an insane way to run a household let alone a country. The future tax burden undermines any hope for an increased standard of living.
With the decline in home values, it pays for property owners to compare how their home stacks up to comparable homes that recently sold. A free cheap check with their local real estate broker will net the results. Just remember that assessed value is based on a ratio to true value and it does not equal your true property value. Most assume assessed value equals true market value and never wise up to getting overcharged.
Another cheap check is to keep your home furnace tuned. Replace the nozzle head that has heavy wear due to pressurized fuel shooting through a small orifice will improve its fuel consumption efficiency. You can tell by the smoke coming from the stack; if it is getting dark the oil isn't fully combusted.
Checking for coupons and consolidating errands can help you economize. Sometimes more drastic measures such as downsizing to more economical transportation or selling an expensive home for a cheaper one helps make ends meet.
Shopping online can prove to be a huge savings for certain items. For instance, when you need to replenish your bank check supply, instead of getting them from the bank, get them online and save 50%. It is the same quality. There is nothing wrong about getting cheap checks online.
Instead of an exercise in sensibility, government spending "crap shoots" into project with little or no dollar payback. This tug of war between misguided politicians blowing out budgets on the back of the working class has only intensified in recent years.
Take a quick check on the government worker. They are pampered with lavish perks, higher pay than their private sector counterparts and get to retire in 20 years. Guess who pays for it? On the other hand, the average working Joe has to put in 45 years labor before he is eligible to retire at 65.
There is no cheap check on spending discipline. Either it is adhered to with gut-wrenching determination or it is just hot air. Spending like crazy and borrowing like mad is an insane way to run a household let alone a country. The future tax burden undermines any hope for an increased standard of living.
With the decline in home values, it pays for property owners to compare how their home stacks up to comparable homes that recently sold. A free cheap check with their local real estate broker will net the results. Just remember that assessed value is based on a ratio to true value and it does not equal your true property value. Most assume assessed value equals true market value and never wise up to getting overcharged.
Another cheap check is to keep your home furnace tuned. Replace the nozzle head that has heavy wear due to pressurized fuel shooting through a small orifice will improve its fuel consumption efficiency. You can tell by the smoke coming from the stack; if it is getting dark the oil isn't fully combusted.
Checking for coupons and consolidating errands can help you economize. Sometimes more drastic measures such as downsizing to more economical transportation or selling an expensive home for a cheaper one helps make ends meet.
Shopping online can prove to be a huge savings for certain items. For instance, when you need to replenish your bank check supply, instead of getting them from the bank, get them online and save 50%. It is the same quality. There is nothing wrong about getting cheap checks online.
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